Personal Loans

ailor-made for your needs

Achieve all your goals

Ifg Financials provides funding upto $35,000, to deal with your issues, both long and short term.

Streamlined application

Receive funding with minimal conditions.

Our loan application process is built with ease of use in mind to save your valuable time. We provide adaptable personal loans rapidly, with zero personal collateral requirements.

Your money, your choice

Personal Debt Consolidation

Take control over your finances and your life.

Business Opportunity Loans

opportunities should be exploited. Don’t miss your chance.

Home Improvement

Your home is your castle. Protect it and care for it well.

Personal Investment

Invest in your assets. Expand your wealth considerably.

Life Events

Life is short. Live it how you want, without worry.

A valuable ally to help you live your life without worry

Our employees are experienced professionals and strive to deliver upper-class service to all of our clients without distinction.

Best-in-breed personal loan services

We have a customer-centric approach and focus on delivering the most convenient and efficient solutions.

  • Large loan amounts – up to $200,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 5 days*
  • Premium service 7 days a week
  • No personal collateral required
  • No lockout period or prepayment penalty

Let’s find the right loan to fit your needs

Understanding Personal Loans

How do I get a personal loan?
To apply for a personal loan from Ifg Financial, follow these three steps:

1. Estimate your payment in as few as 30 seconds

2. Apply online or call our US-based team 7 days a week

3. Get funded in as few as 5 days*

What is a personal loan?

A personal loan is funding provided by a bank or other lender, where the funds received are intended for personal use. Our personal loans can be used to pay for:

Personal debt consolidation
Major purchases
Home improvement projects1
Life events
Vacations
Investments
Unexpected expenses

Can I get a personal loan with bad credit?
At Ifg Financial, you’re more than a credit score. We work with you to understand your situation and look at various attributes during the application process to find a solution that’s right for you
How do personal loans work?
Once you apply and are approved for a personal loan, you will receive your funds. Most personal loans have fixed repayment schedules to follow to pay back the amount you borrowed.

At Ifg Financial, we offer affordably low monthly payments. You can receive funds in your account in as few as 5 days.*

What are the benefits of obtaining a personal loan?
The benefit of taking a personal loan from Ifg Financial is that you can cover your wants and needs (from travel and home improvements¹ to debt consolidation) without tying up your cash or savings. Then you can pay the loan back in affordably low monthly
Can you refinance a personal loan?

Yes. You can refinance a personal loan. Refinancing is simply taking a new loan out to replace the old loan.

What is an unsecured personal loan?
An unsecured personal loan is a type of loan where the lender does not require collateral for a borrower to secure funds. Ifg Financial provides unsecured loans, allowing you to obtain funds without having to risk your assets.
How long does it take to get a personal loan?
This depends on the lender and their process. At Ifg Financial, we can approve a loan request in as little as 24 hours and provide a personal loan solution in as few as 5 days.*
Is personal loan interest tax deductible?

No. A personal loan is not tax deductible. We recommend that you consult your accountant for information related to tax deductions.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

Personal loans not currently available in Illinois or Maryland
*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details. For Arizona Residents: Consumer and commercial loans made or arranged pursuant to a Arizona Financing license – Number SF-1044160. Annual percentage rates (APRs) for Ifg Financial personal loans range from 10.49% to 29.99%, with terms from 3 to 10 years.
Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.
1 Consumer loans funded by one or more participating lenders. Equal Housing Lenders.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.