Personal Debt Consolidation Loans
Get back to enjoying what matters
Simplify your debt
Our debt consolidation loan helps you take control of your finances by turning your debt into one low monthly payment.
Streamlined application
Easily consolidate your debt
Paying off debt can be challenging— we can make it easier. We provide flexible debt consolidation loans fast, with no personal collateral requirements.
Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
- Large loan amounts – up to $200,000
- Affordably low monthly payments
- May be approved in as little as 24 hours*
- Funding in as few as 5 days*
- Premium service 7 days a week
- No personal collateral required
- No lockout period or prepayment penalty
What separates Ifg Financial from other services
From long-term investment to short-term financing, Ifg Financial has the antidote to your problem
A partner to help you take control of debt
With twenty years of experience and real-life examples, you can be confident that we’ll provide you with a solution that puts you on the path to financial freedom.
How to get your debt consolidation loan
Streamlined Application
Get started online or apply over the phone with no cost or commitment.
Quick Approval
Submit minimal documentation and you may be approved in as little as 24 hours.*
Fast Funding
Review your terms and receive your funds via wire transfer in as few as 3 days.
Let’s find the right loan to fit your needs
Understanding Personal Debt Consolidation Loans
Can I get a personal loan for debt consolidation?
Yes. You can get a personal loan to consolidate debt. We offer debt consolidation loans with affordably low monthly payments.
Is a personal loan good for debt consolidation?
Debt consolidation through a personal loan can simplify your debt into a single fixed monthly payment. This can be beneficial if the interest rate(s) of your previous debt was high and/or variable.
What are debt consolidation loans and how do they work?
Debt consolidation is the process of combining multiple debts into one new loan. This new loan and its interest rate replace the original debts. Our debt consolidation loans give borrowers peace of mind by providing one affordably low monthly payment that’s easy to manage.
Does a personal loan for debt consolidation hurt your credit?
Personal debt consolidation loans may impact your personal credit during the initial credit inquiry that the lender performs following your application or before funding. In any case, if you keep up with your monthly payments, you could build up your credit over time.
At Ifg Financial, your credit score will not be impacted during the application process.
What credit score do you need for a debt consolidation loan?
Many lenders require a certain credit score for applicants to be approved for funding. This minimum score is based on the specific lender.
However, at Ifg Financial, we look at multiple attributes in addition to your credit score to understand your situation and work with you to find the right financial solution for your needs.
How long does debt consolidation stay on your credit report?
Typically, debt consolidation loans will stay on your credit report for seven years. As long as the account is reported to the credit bureaus, it will remain on your report. However, at Ifg Financial.
How much can I save with debt consolidation?
The amount you can save with a debt consolidation loan varies based on multiple factors, including the interest rate(s) of the debt you are consolidating and the new interest rate you receive with the debt consolidation loan. The timeliness of your loan repayment can also contribute to potential savings.
How do you get a debt consolidation loan with bad credit?
If you have a lower credit score, our team will work with you to find the right financial solution. We offer a variety of loan opportunities for different situations.