Home Improvement Loans
If you can dream it, we can fund it
Improvements your whole family will love
From a custom kitchen to an inground pool, our home improvement loans1 can help you transform your space into an oasis you won’t want to leave.
Streamlined application
Upgrade your living space without headaches
You work hard—getting the funds you need to reinvent your place should be easy. We provide flexible home improvement loans fast,with no personal collateral requirements.
Industry-leading personal loan features
We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.
- Large loan amounts – up to $200,000
- Affordably low monthly payments
- May be approved in as little as 24 hours*
- Funding in as few as 5 days*
- Premium service 7 days a week
- No personal collateral required
- No lockout period or prepayment penalty
What separates Ifg Financial from other services
From long-term investment to short-term financing, Ifg Financial has the antidote to your problem
A partner to help you turn possibility into reality
With twenty years of experience and real-life examples, you can be confident that we’ll provide you with the solution you need to complete even your largest projects.
How to get your home improvement loan1
Streamlined Application
Get started online or apply over the phone with no cost or commitment.
Quick Approval
Submit minimal documentation and you may be approved in as little as 24 hours.*
Fast Funding
Review your terms and receive your funds via wire transfer in as few as 3 days.
Let’s find the right loan to fit your needs
Understanding Home Improvement Loans
How do I get a home improvement loan?
1. Estimate your payment in as few as 30 seconds
2. Apply online or call our US-based team 7 days a week
3. Get funded in as few as 5 days
How do home improvement loans work?
What type of loan is best for home improvements?
Personal loan
Home equity loan
Home equity line of credit (HELOC)
Cash-out refinance
FHA 203(k) rehab loan
Our personal loans provide up to $200,000 in as few as 5 days, allowing you to complete even your largest projects. Unlike with home equity loans or HELOCs, you do not have to tap into your home’s equity with a personal loan.
What is a home improvement loan?
Are home improvement loans tax deductible?
We recommend that you consult your accountant for information related to tax deductions.
How does a home equity loan work for home improvements?
1. You borrow money against the equity that you currently have in your home.
2. Depending on multiple factors including the value of your house and how much you have left to pay on your mortgage, you may be able to borrow between 80% and 90% of your home’s value, less your mortgage.
3. Your loan is tied to an interest rate and are given monthly payments to pay back your loan.
Home equity loans are secured loans, which means you put up your home as collateral. In the event you cannot pay back the loan, you could lose your home. Meanwhile, at Ifg Financial, our home improvement loans are unsecured personal loans, which allow you to borrow money to improve your home without providing any personal collateral.
Can you deduct interest on home improvement loans?
You borrow money against the equity that you currently have in your home.
Depending on multiple factors including the value of your house and how much you have left to pay on your mortgage, you may be able to borrow between 80% and 90% of your home’s value, less your mortgage.
You loan is tied to an interest rate and are given monthly payments to pay back your loan.
Can you get a home improvement loan for a pool?
Bathroom remodel
Custom kitchen
Roof replacement
New appliances
Foundation repair
Basement remodel
Home addition