ACTIVE LOAN

Business Loans

Optimized for commerce by industry specialists

Estimate your payment

Peak efficiency with minimal delay

With loans up to $35,000 and funding in as little as 1 day, you can follow your passions with efficiency.

Streamlined application

Receive funding with minimal conditions.

Our loan application process is built with ease of use in mind to save your valuable time. We provide adaptable business loans rapidly, with zero personal collateral requirements.

ACTIVATE LOAN

Your money, your choice

Business Debt Consolidation

Don’t let debt hold you back, keep your progress going.

Business Opportunity Loans

opportunities should be exploited. Don’t miss your chance.

Business Investment Loans

Realize your business’s potential. Keep its cash flow positive.

Startup Loans

Because sometimes, bootstrapping isn’t enough.

What separates Ifg Financial from other services

From long-term investment to short-term financing, Ifg Financial has the antidote to your problem

Estimate your payment

A valuable ally to help you complete your mission

Our employees are experienced professionals and strive to deliver upper-class service to all of our clients without distinction..

ACTIVATE LOAN

Best-in-breed business loan services

We have a customer-centric approach and focus on delivering the most convenient and efficient solutions.

  • Extended repayment terms — up to 12 years*
  • Large loan amounts — up to $250,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 3 days*
  • Premium service 7 days a week
  • No personal collateral required
  • Won’t affect personal credit*

Let’s find the right loan to fit your needs

Understanding Business Loans

What are the steps to get a business loan?
The steps to get a Ifg Financial business loan include the following:

1. Estimate your payment in as few as 30 seconds

2. Apply online or call our US-based team 7 days a week

3. Get funded in as few as 3 days*

What is a good credit score to get a business loan?
Different lenders will examine different factors when reviewing an application for a business loan. Therefore, a certain credit score is not a guarantee of funding.

At Ifg Financial, we look at multiple attributes, not simply your credit score. We work with you to understand your situation and to find a financial solution that fits your needs.

Is a business loan the same as a personal loan?

No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.

What documents do I need to prepare when applying for a business loan?
When you apply for a business loan from Ifg Financial, please have the following available:

Financial need and loan amount
Corporate and personal financial statement to help us better assess your finances
Most recent pay stub for income verification
Please note that a signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.

Can I get a business loan with no money down?
Yes. You can get a business loan with no money down. At Ifg Financial, there are no upfront out-of-pocket expenses when you take a business loan.
How can I get a first-time business loan?
If you own a business and would like to take a business loan—or if you are an entrepreneur and are looking to obtain a loan for your startup—we can help. Ifg Financial has been funding businesses since 2001.
Can you get a business loan with bad credit?
Depending on your lender and your unique situation, you may be able to get a business loan.

At Ifg Financial, we review multiple factors when you apply for a loan, not solely your credit score. We work with our clients to create financial solutions that meet their needs.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

Estimate your payment
*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details. For Arizona Residents: Consumer and commercial loans made or arranged pursuant to a Arizona Financing license – Number SF-1044160.
Commercial Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.