Startup Loans

Turn ambition into reality

Launch a company, or a side hustle

Whatever the size of your idea, our funds can help get your startup off the ground.

Streamlined application

Get up and running with fewer hurdles

Our financial solutions can help you start a new company or side business, hassle-free – no business plan, pro forma, or personal collateral required.

Industry-leading business loan features

We provide a best-in-class lending experience that will meet your needs — and exceed your expectations.

  • Extended repayment terms — up to 12 years*
  • Large loan amounts — up to $250,000*
  • Affordably low monthly payments
  • May be approved in as little as 24 hours*
  • Funding in as few as 3 days*
  • Premium service 7 days a week
  • No personal collateral required
  • Won’t affect personal credit*

What separates Ifg Financial from other services

From long-term investment to short-term financing, Ifg Financial has the antidote to your problem

A partner to help you become your own boss

With 20 years of experience and real-life examples, you can be confident that we’ll provide you with a solution that lets you execute your ideas your way.

How to get your business debt consolidation loan

Streamlined Application

Get started online or apply over the phone with no cost or commitment.

Quick Approval

Submit minimal documentation and you may be approved in as little as 24 hours.*

Fast Funding

Review your terms and receive your funds via wire transfer in as few as 3 days.

Let’s find the right loan to fit your needs

Understanding Business Loans

What types of startup loans or funding are available?
There are multiple ways you can get funding for a startup, including:

SBA 7(a) loans
Business loans
Crowdsourcing and marketplaces
Angel investing
Venture capital funding
And more
BHG Money provides startup business loans with amounts up to $250,000.* We also offer SBA 7(a) loans for those customers who meet the mandatory requirements.

Can startups get SBA loans?
Yes. Startups can qualify for multiple types of SBA loans if the loan applicant meets the mandatory requirements of the SBA program. The SBA 7(a) loan was in part designed to help entrepreneurs get the funding needed to launch new businesses.
Is it hard to get a startup business loan?
Getting a startup business loan simply requires that you submit an application, provide details about your financial need and desired loan amount, and allow your lender to assess your finances and come to a decision based on the information provided.

The process for applying for a startup loan with Ifg Financial is quick and easy. See the question below to learn more.

How can I get a loan for a startup?
To get a loan for a startup from Ifg Financial, simply follow these three steps:

1.Estimate your payment in as few as 30 seconds
2.Apply online or call our US-based team 7 days a week
3.Get funded in as few as 3 days*

If you’d like to talk to one of our specialists about startup loans, contact us today.

Which is the best type of startup loan to get?
Startup loans are designed to help you cover your startup business costs so that you can get your ideas off the ground.

At Ifg Financial, we provide loan amounts up to $250,000 and extended terms out to 12 years,* making your startup goals affordable. We also provide the funds you need in as few as 3 days* so that you can get started on launching your new business fast.

Do banks and other lenders lend to startups?
Yes. Both banks and direct lenders can lend to startups. Each institution may have different requirements and application processes in place.

Ifg Financial has been funding new businesses with fast, hassle-free financial solutions since 2001.

View your estimate

No application fees, commitment, or impact on personal credit to estimate your payment.

*Terms subject to credit approval upon completion of application. Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details. For Arizona Residents: Consumer and commercial loans made or arranged pursuant to a Arizona Financing license – Number SF-1044160.
Commercial Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.